Lending
Answer borrower questions after hours and pass warm leads to your loan officers.
Answers every call, day or night
Luna answers your calls and chats 24/7, then hands your team a summary and next step.
How it works
Every call and chat, day or night, in your customer's language.
She asks the right questions and checks how urgent it is.
A summary, the transcript, and a clear next step.
Built for
Answer borrower questions after hours and pass warm leads to your loan officers.
Take appointment requests and send urgent calls to the right person.
Book jobs, answer common questions, and never miss a new customer.
Answer parent questions and route enrollment calls to your office.
A better way to handle every conversation
SmartStart pairs Philippine engineering roots with US operations. Luna talks with your customers and works with the tools your team already uses to follow through.
What we bring to the table
From the first hello to the follow-up, the right tools and the right people work together.
Luna takes after-hours and overflow calls and chats, and brings in a person when it matters.
Keep every conversation, customer detail, and next step in one handy place.
Website, phone, and messaging, set up to fit how you work.
Want to offer this under your own brand? Let’s build a partner or white-label service for your market.
Straight-talk advice and AI training for leaders and teams facing change.
Disruptive AI by James M. Deitch and Maylin Casanueva.
Trust, built in
Luna answers from info your team has approved and follows the steps you’ve set up. When a person should take over, Luna passes along the full story.
SOC 2 ready
For every rollout, we set up and test the safety settings and the connections to your tools.
Where we come from
We started with engineers in the Philippines and found a home in Naples, Florida. Since then, we’ve kept moving toward better customer service.
Engineering that links Naples, Florida with Manila and Cebu.
An in-house engineering team behind MactanMosaics.com.
MactanMosaicsUS operations begin, headquartered in Naples, Florida.
Agenty.fiYears of building for a major US educator platform. We still support it today, even after it was acquired.
Mobile app work we donated as a way to give back.
PhilHealthTeaming up on BPO (outsourced call center and back office work), managed services, customer operations, and fleet management.
ViTEL365Voice and chat tools that follow the steps you’ve approved, then hand the work to people.
A Texas partner for BPO, cybersecurity, and intelligence operations.
LibertyStar.TechCalls, transcripts, leads, and next steps, all in one place.
Luna for the fintech industry, in cooperation with Jim Deitch and Maylin Casanueva of Coheus.
CoheusPartnerships with CipherArc, Splendens, Ardent and ShopIT.
CipherArc Splendens Ardent ShopITAgenty.fi, owned by SmartStart, runs our Philippines operations, led by Vee and Joe.
Agenty.fiA day with Luna
Follow one customer from the first hello to the next helpful step.

A customer has a question in the middle of the night. Luna picks up so you don’t have to: kind, clear, and right on time.

Luna helps move each conversation to a clear next step. Your team is ready to take it from there.

A call can become a summary, a task, or a follow-up for the right person.

When a person steps in, they get the whole story. No starting from scratch.

Practice a tough customer call out loud with Luna, before the real one.

English, Filipino, Spanish, and Taglish conversations can share the same customer context.

Answers your team approved, a person when you need one, and steps that fit how you work.
Where we work
Our US operations team and our engineers in the Philippines build and support the same customer work, together.
A desk that gets things done
Ask Luna to coach your pitch, prep a briefing, or sort your follow-ups. This preview is a demo that uses sample data only.
Simulated demoSample records only. Nothing is sent, scheduled, or changed outside this page.
A small set of sample work, ready for review.
Powered by Luna
Voice and chat that fit right into how you already work, so customer info doesn’t get stuck off on its own.
Calls and chats share the same customer details.
Luna uses info your team has approved. Tricky or sensitive moments can go to a person.
When it takes a human touch, your team gets the full story and a clear next step.
Fits the steps you’ve set up, your CRM details, and the channels your team already uses.
See a real call
Hear how one call can turn into a next step, a clear handoff to your team, or simply a happier customer.
A tense service failure de-escalated into a human-ready case
Made-up scenario for the demo. No real customer data and no real calls.
Luna on film
Two short films. Grab some popcorn and press play.

FILM 01 Luna, in every language
The conversation is changing
James M. Deitch and Maylin Casanueva on the changes AI brings to business and the decisions leaders face next.
About us
Majority owner and CFO of SmartStart. Gwen holds a master's degree in nursing and is a retired ICU nurse who cared for patients in the US for 25 years. A marathon runner, she has finished five of the World Marathon Majors and will run her sixth major in Boston in April 2027.
Founder/Owner. Agentic AI/ML. He developed the Coheus Version 2 application for Teraverde, and the authors of Disruptive AI credit him as part of the development team of Coheus Version 2.
Our full-stack engineers are the core team and the support behind SmartStart.
Together, John and Gwen run SmartStart from our headquarters in Naples, Florida. SmartStart is a dba of Dia & Gerona Ventures LLC.
Start small
Pick one thing, like after-hours calls or overflow. We set it up with you, you review the handoffs, then you decide where to grow.
Questions
It depends on your phone system and tools. We scope it with you on the first call, so you know the plan before you start.
Your website chat, your phone line (or no phone line at all), text and messaging apps, and the built-in CRM. She also works with the tools your team already uses.
You decide. Set the rules, and Luna hands off with a summary, the transcript, and a next step, so nobody has to repeat themselves.
Luna answers from info your team has approved. The platform is SOC 2 ready, and we go over how your data is handled when we scope your project.
Let’s talk
Want to try Luna, offer it under your own brand, or get advice and AI training for your team? We’d love to hear from you.
hello@smartstart.usSmartStart / Naples · Manila · Cebu